
	Finding the right home at the right price is just one aspect of a home sale or purchase. Real Estate eBroker DRE# 01852221 is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 858 952-4600 if your needs include a real estate pro ready for the business side of buying and selling.

Closing costs you should expect

There are certain standard costs linked to closing the sale of a house. These costs are commonly divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help guide you through your deal.

Closing costs that are tied to financing (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (More information)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the highest sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a property in San Diego County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not startled when you get to the closing appointment. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem unusual.